Ethika Insurance

In India, Ethika Insurance is a reliable and trustworthy insurance broker. Susheel Agarwal founded Ethika Insurance in 2014. Ethika has been working to ensure the insurance claim process runs smoothly so clients don't have to worry about anything. Our employee benefits insurance covers most types of corporate insurance solutions such as group health insurance, group term life, gratuity insurance, business liability insurance and many more. Let Ethika help you protect your business.

Our company is 100% bootstrapped.
Innovation is what drives us, not evaluation

We don't go behind volume of business, but quality of business. Out of our 55 employees, only 3 are in the Business development function. Rest of them are in the client support function. The ratio will be inverse for most of our peers. Even those 3 engage with clients only when we get the exclusive mandate from the client. That frees top management to focus on innovation. And that resulted in making our services so remarkable that clients can’t resist having us onboard.

We are an
Employee Happiness Centric Company.
Our clients are our ambassadors.

We have a 97% client retention rate which is probably the highest in the insurance industry.
Our clients happily refer us to at least 1 other client every two years on an average.
For the same turnover, our competitors will need at least 2 times as many people as we have.

This is a result of our team’s hard work to keep our clients happy.
And we work hard to keep our employees happy.
The business is the result of this.

We love unlearning and Relearning.
Here there is no competition.

From the beginning we have focused on giving all our employees access to expert psychologists, doctors, and insurance workshops.

As a result, they learned how to solve personal issues more effectively and could concentrate on their work.

They solve client issues with lot more empathy and proactiveness. And that made a big difference in the way we do business. And you can feel it by just making a call to any of our team members.

Honesty is still the best policy for us.
Business or ethics, we choose ethics every time.

There is a basic premise in the insurance industry: "utmost good faith".
However, it is rare to see it being practiced.

As a company, we still practice it because honesty is ingrained in our DNA. Hence the name Ethika!

We are not just another Company.
We are a Movement.

Think about what will happen if 10,000 small or mid size companies use the Employee Health Insurance program not only to provide financial assistance to their employees when they fall sick, but also to prevent them from falling ill in the first place.
To keep them healthy.
To make them happier.
We will have at least 30 lacs happier families.
That's what we're striving for.
This is our bigger purpose.
To make a happier India.